Health Care

The more people I talk to in the health care industry, the more I'm convinced that everyone needs insurance - or a way to pay for their own care. But I'm still not convinced that taxpayers should foot the bill. Here's the problem: They already do and have for the past God knows how long...
Mandating insurance is not unreasonable as long as there are hospitals that cannot turn away folks who cannot pay. Most states mandate auto insurance and that seems to work out pretty well. the difference is taxpayers aren't mandated to pay for auto insurance for those who cannot afford it.
Here's my solution: Indentured Servitude.
Now, before you get all bent out of shape, hear me out... This is a perfectly reasonable solution and allows for personal accountability on the part of the patient and a way for an honest day's work to be rewarded with an honest day's wage (for the doctors and hospitals), without burdening those who are not even involved in the situation (the taxpayers).
1.) Eliminate all government sponsored health care or aid to for anyone under 65
2.) Allow private parties to be "insurers" for those who cannot afford it. What these parties will do if put up the money for the doctor bills for anyone who chooses not to get insurance or who cannot or chooses not to pay for medical care. The patient's bill get paid by these "insurers" and the patient is then indebted to the insurer. Basically, this is insurance for the doctors (the ones performing the service) that they will be paid. The patient and insurer enter into an agreement as to how the patient will repay the one paying his bill. That can be an agreed upon payment system, it could be done with labor (indentured servitude). This could work out very well for both parties in cases where they patient is unemployed, since he or she would have time to work off the bill so to speak.
There insurers could have contracts with companies to hire their indentured servants and pay the insurers. This sort of thing could even work out to become regular employment for some who do great work if they are hiring later on once their debt is paid off.
Maybe not a perfect solution, and I know I've left out plenty of details, but I think the idea is fair for everyone. It also gets the government out of healthcare which means that prices would drop. Before government involvement in this industry, prices were competitive and average people could afford regular doctor visits without the need for insurance.
I have not addressed malpractice lawsuits, which is an entirely separate matter, but if something was done about getting this under control prices would drop even more.
Doctors deserve to be paid well. They spend a minimum of 7 years and usually hundreds of thousands of dollars to get the education they need to do their jobs. Their insurance is extremely expensive because of lawsuits. A doctor making less than 100k/year wouldn't be able to stay in business after paying to be insured against lawsuits. Many of which are frivolous...